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Insights
Commentary on housing finance, the HRA, temporary accommodation, local authority housing companies and public sector financial management.
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Social housing
Right to Buy Reform Will Slow the Sales. It Will Also Shrink the Receipts.
The Social Housing Bill curbs Right to Buy, but its impact assessment shows replacements falling too. What it means for HRA plans and receipts.
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Budget 2026
Budget 2026 Small Print: The OBR Now Expects 190,000 Fewer Homes
The OBR's housing downgrade, a lower Green Book discount rate, new council duties and TA parked until 2027: the Budget small print for councils.
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Temporary accommodation
Budget 2026: More Council Homes, No Relief for Temporary Accommodation
An extra £1.5bn for social rent and cheaper PWLB borrowing, but LHA stays frozen and TA subsidy is untouched. What the Budget means for councils.
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Temporary accommodation
£874m for Rough Sleeping Is Welcome. Temporary Accommodation Is the Bigger Bill.
Rough sleeping funding has almost doubled. But councils spent £2.93bn on temporary accommodation last year, with subsidy still frozen at 2011 rents.
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Transactions
Westminster City Council Pension Fund: £50m Sale-and-Leaseback Frees Up Capital for New Temporary Accommodation
How a £50m, 40-year index-linked sale-and-leaseback with the City of Westminster Pension Fund released capital from 124 temporary accommodation properties to fund new supply.
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Social housing
London's Social Housing Waiting List Grows 30% in a Decade
London's social housing waiting list has grown 30% in a decade to 341,421 households. The data is in. This is a crisis made by policy choices.
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Homelessness
Britain's Homelessness Crisis Has Reached a Breaking Point
Record numbers of families are living in temporary accommodation. What is driving the crisis, why B&B placements are a national shame, and what must change.
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Legislation
Renters' Rights Act 2025: What Councils Need to Know
The Renters' Rights Act has come into force. The ten key provisions and their impact on temporary accommodation and homelessness duties for local authorities.
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HRA and rents
Frozen Out: What a Rent Freeze Would Mean for Social Housing Budgets
If a rent freeze were extended to social housing, interest cover, development programmes and repairs budgets would all take the hit. Why certainty matters more than headlines.
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Temporary accommodation
Temporary Accommodation: When Does an Emergency Become the New Normal?
The HCLG Committee's latest report highlights the worsening temporary accommodation crisis. What it means for local authority finances, MTFPs and housing finance strategy.
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Temporary accommodation
Section 151 Officers: Is Your Temporary Accommodation Strategy Financially Sustainable?
Temporary accommodation is now one of the biggest structural pressures in the MTFP. How a 42-year institutional funding solution turned TA cost into owned supply for Westminster.
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Housing companies
Types of Local Authority Company
Companies limited by shares or guarantee, CICs, community benefit societies and LLPs: the corporate structures available to councils and when each is appropriate.
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Housing companies
What is a Local Authority Housing Company and Why Set One Up?
What a council-owned private rented housing company is, why councils set them up, and why you should first check whether you need one at all.
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Right to Buy
Can Right to Buy Receipts Be Used to Buy S106 Properties?
Whether councils can use retained Right to Buy receipts to buy developer-led S106 affordable homes, with precedents from Epping Forest, Brighton and Hove, Cambridge and Tower Hamlets.
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