/* Haverly Consulting site styles
   Layout: left-aligned 1160px grid; dark civic bands for header, heroes and contact;
   transactions shown as finance-style deal tombstones; quiet paper sections between. */

/* Self-hosted fonts (SIL Open Font Licence, see assets/fonts) */
@font-face{font-family:"Archivo";font-style:normal;font-weight:100 900;font-stretch:62% 125%;font-display:swap;src:url(../fonts/archivo-var.woff2) format("woff2-variations"),url(../fonts/archivo-var.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/plex-sans-400.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/plex-sans-500.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/plex-sans-600.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/plex-mono-400.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/plex-mono-500.woff2) format("woff2")}

:root{
  --paper:#F3F5F6; --surface:#FFFFFF; --ink:#13232C; --muted:#53636C; --rule:#D3DADE;
  --civic:#0D4F5C; --civic-ink:#FFFFFF; --brass:#9A6416; --good:#2F6B3F; --bad:#9B2C2C;
  --band:#0B2C34; --band-2:#103842; --band-ink:#E8EFF1; --band-muted:#A3B8BE; --band-rule:#24505A; --band-brass:#E1A548;
  --f-display:"Archivo","Helvetica Neue",Arial,sans-serif;
  --f-body:"IBM Plex Sans","Segoe UI",Roboto,Arial,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
  --max:1160px;
  --c-annuity:#0D4F5C; --c-eip:#4F8A96; --c-maturity:#8A9AA2; --c-pp:#B7791F;
  color-scheme:light;
}
@media (prefers-color-scheme: dark){:root{
  --paper:#0D161A; --surface:#132127; --ink:#E5ECEE; --muted:#9AAAB1; --rule:#24363D;
  --civic:#6CB7C4; --civic-ink:#06191E; --brass:#E1A548; --good:#7CC48E; --bad:#F08A8A;
  --band:#081F25; --band-2:#0D2A31; --band-rule:#1E434C;
  --c-annuity:#6CB7C4; --c-eip:#3E8896; --c-maturity:#9AAAB1; --c-pp:#E1A548; color-scheme:dark }}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-padding-top:90px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f-body);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid var(--band-brass);outline-offset:3px;border-radius:2px}
.skip{position:absolute;left:-9999px;top:0;background:var(--band-brass);color:#1A1205;padding:10px 16px;z-index:100;font-weight:600}
.skip:focus{left:16px;top:16px}
.wrap{max-width:var(--max);margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
h1,h2,h3{font-family:var(--f-display);font-stretch:85%;text-wrap:balance;margin:0;line-height:1.08;letter-spacing:-.01em}
p{margin:0}
.eyebrow{font-family:var(--f-mono);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin:0}
.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- Header ---------- */
.site-head{position:sticky;top:0;z-index:20;background:var(--band);color:var(--band-ink);border-bottom:1px solid var(--band-rule)}
.site-head .wrap{display:flex;align-items:center;gap:24px;padding-block:14px;position:relative}
.brand{display:flex;flex-direction:column;text-decoration:none;line-height:1}
.brand b{font-family:var(--f-display);font-stretch:80%;font-weight:800;font-size:1.35rem;letter-spacing:.01em}
.brand.logo{background:#FFFFFF;padding:6px 10px;border-radius:3px;flex-direction:row}
.brand.logo img{width:78px;height:44px}
@media (max-width:520px){.brand.logo img{width:64px;height:36px}}
.site-foot .brand.logo{display:inline-flex}
.brand span{font-family:var(--f-mono);font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;color:var(--band-muted);margin-top:4px}
.nav{display:flex;gap:22px;margin-left:auto;align-items:center}
.nav > a,.nav .drop > button{text-decoration:none;font:inherit;font-size:.9rem;color:var(--band-muted);background:none;border:0;padding:6px 0;cursor:pointer}
.nav > a:hover,.nav .drop > button:hover,.nav [aria-current="page"]{color:var(--band-ink)}
.drop{position:relative}
.drop > button::after{content:"";display:inline-block;width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-3px);margin-left:8px}
.drop-panel{position:absolute;top:calc(100% + 12px);left:-20px;min-width:300px;background:var(--band);border:1px solid var(--band-rule);padding:8px 0;display:none}
.drop:hover .drop-panel,.drop:focus-within .drop-panel,.drop.open .drop-panel{display:block}
.drop:hover .drop-panel::before{content:"";position:absolute;inset:-14px 0 auto;height:14px}
.drop-panel a{display:block;padding:10px 20px;text-decoration:none;color:var(--band-ink);font-size:.92rem}
.drop-panel a small{display:block;color:var(--band-muted);font-size:.78rem}
.drop-panel a:hover{background:var(--band-2)}
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--f-body);font-weight:600;font-size:.9rem;text-decoration:none;padding:10px 16px;border-radius:3px;border:1px solid transparent;cursor:pointer;line-height:1.3}
.btn-brass{background:var(--band-brass);color:#1A1205}
.btn-brass:hover{filter:brightness(1.07)}
.btn-ghost{border-color:var(--band-rule);color:var(--band-ink)}
.btn-ghost:hover{border-color:var(--band-muted)}
.btn-civic{background:var(--civic);color:var(--civic-ink)}
.btn-civic:hover{filter:brightness(1.08)}
.nav > a.btn-brass{background:var(--band-brass);color:#1A1205;padding:9px 14px}
.nav > a.btn-brass:hover{color:#1A1205}
.menu{display:none;margin-left:auto}
.menu summary{list-style:none;cursor:pointer;font-family:var(--f-mono);font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;padding:8px 12px;border:1px solid var(--band-rule);border-radius:3px}
.menu summary::-webkit-details-marker{display:none}
.menu-panel{display:flex;flex-direction:column;position:absolute;left:0;right:0;top:100%;background:var(--band);border-bottom:1px solid var(--band-rule);padding:8px max(16px,env(safe-area-inset-right,0px)) 16px max(16px,env(safe-area-inset-left,0px));max-height:80vh;overflow:auto}
.menu-panel a{text-decoration:none;padding:11px 0;border-bottom:1px solid var(--band-rule);color:var(--band-ink)}
.menu-panel a.sub{padding-left:16px;color:var(--band-muted);font-size:.94rem}
.menu-panel p{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--band-muted);padding:14px 0 4px}
@media (max-width:980px){.nav{display:none}.menu{display:block}}

/* ---------- Home hero ---------- */
.hero{background:var(--band);color:var(--band-ink);position:relative;overflow:hidden}
.hero::before,.page-hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--band-rule) 1px,transparent 1px),linear-gradient(90deg,var(--band-rule) 1px,transparent 1px);background-size:56px 28px;opacity:.35;-webkit-mask-image:linear-gradient(100deg,transparent 35%,#000 85%);mask-image:linear-gradient(100deg,transparent 35%,#000 85%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1fr);gap:56px;padding-block:88px 64px}
.hero .wrap > div:first-child{max-width:820px}
.hero .eyebrow,.page-hero .eyebrow{color:var(--band-brass)}
.hero h1{font-size:clamp(2.4rem,5.6vw,4.4rem);font-weight:800;margin-top:18px}
.hero h1 em{font-style:normal;color:var(--band-brass)}
.lede{margin-top:22px;max-width:60ch;font-size:1.12rem;color:var(--band-muted)}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.practice .eyebrow{color:var(--band-muted);margin-bottom:14px}
.practice ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--band-rule);border:1px solid var(--band-rule)}
.practice li{background:var(--band);display:flex;min-width:0}
.practice li > div{display:flex;flex-direction:column;gap:6px;padding:18px 20px;width:100%}
.practice b{font-family:var(--f-display);font-stretch:85%;font-weight:700;font-size:1.12rem;color:var(--band-ink);padding-left:12px;border-left:2px solid var(--band-brass);line-height:1.2}
.practice span{font-size:.88rem;color:var(--band-muted);padding-left:14px}
@media (max-width:860px){.hero .wrap{gap:40px;padding-block:56px 48px}.practice ul{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.practice ul{grid-template-columns:1fr}}

.cred{background:var(--band-2);color:var(--band-muted);font-family:var(--f-mono);font-size:.78rem;letter-spacing:.03em}
.cred .wrap{display:flex;flex-wrap:wrap;gap:8px 28px;padding-block:14px}
.cred b{color:var(--band-ink);font-weight:500}

/* ---------- Inner page hero ---------- */
.page-hero{background:var(--band);color:var(--band-ink);position:relative;overflow:hidden}
.page-hero .wrap{position:relative;padding-block:64px 56px}
.page-hero h1{font-size:clamp(2.1rem,4.6vw,3.5rem);font-weight:800;margin-top:14px;max-width:22ch}
.page-hero .lede{margin-top:16px}
.crumbs{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;color:var(--band-muted)}
.crumbs a{color:var(--band-muted);text-decoration:none}
.crumbs a:hover{color:var(--band-ink)}
.crumbs span{color:var(--band-brass)}
@media (max-width:760px){.page-hero .wrap{padding-block:44px 40px}}

/* ---------- Sections ---------- */
section.block{padding-block:88px}
.alt{background:var(--surface);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.sec-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:40px;align-items:end;margin-bottom:44px}
.sec-head h2{font-size:clamp(1.9rem,3.6vw,2.8rem);font-weight:750;margin-top:12px}
.sec-head .intro{color:var(--muted);max-width:60ch}
@media (max-width:860px){.sec-head{grid-template-columns:1fr;gap:16px}section.block{padding-block:64px}}
.link{font-weight:600;color:var(--civic);text-decoration:none;border-bottom:1px solid currentColor}
.link:hover{border-bottom-width:2px}

/* ---------- Tombstones ---------- */
.deals{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.tomb{background:var(--surface);border:1px solid var(--rule);padding:32px;display:flex;flex-direction:column;gap:20px;position:relative}
.tomb::before{content:"";position:absolute;inset:6px;border:1px solid var(--rule);pointer-events:none}
.tomb > *{position:relative}
.tomb .eyebrow{color:var(--brass)}
.tomb-client{font-family:var(--f-display);font-stretch:85%;font-weight:700;font-size:1.25rem}
.tomb-figure{font-family:var(--f-display);font-stretch:75%;font-weight:800;font-size:clamp(3.4rem,7vw,5rem);line-height:.9;color:var(--civic);font-variant-numeric:tabular-nums}
.tomb-figure small{display:block;font-family:var(--f-body);font-stretch:100%;font-size:1rem;font-weight:500;color:var(--ink);margin-top:10px;line-height:1.3}
.tomb dl{margin:0;display:grid;grid-template-columns:auto 1fr;border-top:1px solid var(--rule)}
.tomb dt,.tomb dd{margin:0;padding:10px 0;border-bottom:1px solid var(--rule);font-size:.92rem}
.tomb dt{font-family:var(--f-mono);font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);padding-right:20px;padding-top:12px}
.tomb .foot{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-top:auto;font-size:.88rem;color:var(--muted)}
.pull{margin:40px 0 0;display:grid;grid-template-columns:minmax(0,3fr) minmax(0,1fr);gap:24px;align-items:end;border-left:3px solid var(--brass);padding-left:24px}
.pull p{font-family:var(--f-display);font-stretch:90%;font-weight:600;font-size:clamp(1.3rem,2.4vw,1.75rem);line-height:1.25;text-wrap:balance}
.pull cite{font-style:normal;font-size:.9rem;color:var(--muted)}
.pull cite b{display:block;color:var(--ink)}
@media (max-width:760px){.deals{grid-template-columns:1fr}.tomb{padding:24px}.pull{grid-template-columns:1fr}}

/* ---------- Services grid ---------- */
.services{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--rule);border-left:1px solid var(--rule)}
.svc{padding:28px;border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);display:flex;flex-direction:column;gap:12px;text-decoration:none;transition:background .15s}
.svc:hover{background:var(--surface)}
.alt .svc:hover{background:var(--paper)}
.svc h3{font-size:1.35rem;font-weight:700}
.svc p{color:var(--muted);font-size:.95rem}
.svc .tags{font-family:var(--f-mono);font-size:.72rem;color:var(--civic);letter-spacing:.02em;margin-top:auto;padding-top:8px}
@media (max-width:960px){.services{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.services{grid-template-columns:1fr}}

/* ---------- Clients ---------- */
.clients{border-block:1px solid var(--rule);background:var(--surface)}
.clients .wrap{display:grid;grid-template-columns:auto 1fr;gap:32px;align-items:center;padding-block:28px}
.clients ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px 32px}
.clients li{font-family:var(--f-display);font-stretch:85%;font-weight:600;font-size:1.02rem;opacity:.82}
@media (max-width:760px){.clients .wrap{grid-template-columns:1fr;gap:14px}}

.prose .update-note{background:var(--surface);border:1px solid var(--rule);border-left:3px solid var(--brass);padding:16px 20px;font-size:.95rem}
.prose .update-note strong{color:var(--brass)}

/* ---------- HRA Assistant prompt ---------- */
.prose .hra-prompt{display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:start;margin-top:2.2em;padding:20px 22px;background:var(--surface);border:1px solid var(--rule);border-left:3px solid var(--civic)}
.hra-prompt .glyph{font-family:var(--f-mono);font-size:.78rem;color:var(--civic-ink);background:var(--civic);padding:6px 8px;border-radius:2px}
.hra-prompt p{margin:0;color:var(--muted);font-size:.95rem}
.hra-prompt p + p{margin-top:6px}
.hra-prompt .hra-prompt-title{font-family:var(--f-display);font-stretch:88%;font-weight:750;font-size:1.15rem;color:var(--ink)}
.hra-prompt .link{display:inline-block;margin-top:10px;font-size:.92rem;text-decoration:none}

/* ---------- Engagements (home) ---------- */
.engs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.eng{display:flex;flex-direction:column;gap:12px;padding:26px;background:var(--paper);border:1px solid var(--rule);border-top:3px solid var(--civic);text-decoration:none}
.eng:hover{border-color:var(--civic)}
.eng .eyebrow{color:var(--brass)}
.eng h3{font-size:1.35rem;font-weight:750;line-height:1.15}
.eng p:not(.eyebrow){color:var(--muted);font-size:.95rem}
.eng .link{margin-top:auto;align-self:flex-start;font-size:.92rem}
@media (max-width:900px){.engs{grid-template-columns:1fr}}

/* ---------- About Nick (home) ---------- */
.about-grid{display:grid;grid-template-columns:260px minmax(0,1fr);gap:56px;align-items:center}
.portrait.big{width:260px;font-size:4rem}
.about h2{font-size:clamp(1.9rem,3.6vw,2.6rem);font-weight:800;margin-top:12px}
.about .role{font-family:var(--f-mono);font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;color:var(--brass);margin-top:8px}
.about-lede{font-size:1.08rem;margin-top:18px;max-width:62ch}
.creds{list-style:none;margin:20px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 28px;max-width:760px}
.creds li{padding-left:16px;border-left:2px solid var(--brass);font-size:.95rem;color:var(--muted);line-height:1.4}
@media (max-width:860px){.about-grid{grid-template-columns:1fr;gap:28px}.portrait.big{width:200px}.creds{grid-template-columns:1fr}}

/* ---------- Case studies page ---------- */
.cases{display:flex;flex-direction:column;gap:72px}
.case{display:grid;grid-template-columns:minmax(0,420px) minmax(0,1fr);gap:48px;align-items:start;scroll-margin-top:100px}
.case .tomb{position:sticky;top:100px}
.tomb-figure.txt{font-size:clamp(1.8rem,3vw,2.3rem);line-height:1.05;font-stretch:80%}
.case-body .quote{margin-top:1.6em}
@media (max-width:900px){.case{grid-template-columns:1fr;gap:28px}.case .tomb{position:static}}

/* ---------- How to buy ---------- */
.buy .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);gap:40px;align-items:center;padding-block:48px;border-bottom:1px solid var(--rule)}
.buy h2{font-size:clamp(1.5rem,2.6vw,2rem);font-weight:750;margin:10px 0 10px}
.buy p{color:var(--muted)}
.buy ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.buy li{border:1px solid var(--rule);border-top:3px solid var(--civic);background:var(--surface);padding:16px 18px;display:flex;flex-direction:column;gap:4px}
.buy li b{font-family:var(--f-display);font-stretch:85%;font-weight:750;font-size:1.3rem}
.buy li span{font-size:.86rem;color:var(--muted)}
@media (max-width:860px){.buy .wrap{grid-template-columns:1fr;gap:24px}}
@media (max-width:520px){.buy ul{grid-template-columns:1fr}}

/* ---------- Testimonials ---------- */
.quotes{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}
.quotes.two{grid-template-columns:repeat(2,minmax(0,1fr));gap:40px 48px}
.quote{display:flex;flex-direction:column;gap:18px;border-top:2px solid var(--ink);padding-top:20px;margin:0}
.quote blockquote{margin:0;font-size:1.02rem;line-height:1.6}
.quote figcaption{font-size:.86rem;color:var(--muted);margin-top:auto}
.quote figcaption b{display:block;color:var(--ink);font-weight:600}
@media (max-width:900px){.quotes,.quotes.two{grid-template-columns:1fr;gap:28px}}

/* ---------- Insights ---------- */
.posts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px 32px}
.post{display:flex;flex-direction:column;gap:12px;text-decoration:none}
.post time{font-family:var(--f-mono);font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--brass)}
.post h3{font-size:1.3rem;font-weight:700;line-height:1.15}
.post:hover h3{color:var(--civic)}
.post p{color:var(--muted);font-size:.94rem}
@media (max-width:900px){.posts{grid-template-columns:1fr;gap:28px}}
.archive{list-style:none;margin:0;padding:0;border-top:1px solid var(--rule)}
.archive li{border-bottom:1px solid var(--rule)}
.archive a{display:grid;grid-template-columns:140px minmax(0,1fr);gap:24px;padding:24px 0;text-decoration:none}
.archive time{font-family:var(--f-mono);font-size:.76rem;letter-spacing:.06em;text-transform:uppercase;color:var(--brass);padding-top:5px}
.archive h2{font-size:1.4rem;font-weight:700;line-height:1.15}
.archive a:hover h2{color:var(--civic)}
.archive p{color:var(--muted);font-size:.95rem;margin-top:8px;max-width:72ch}
@media (max-width:640px){.archive a{grid-template-columns:1fr;gap:8px}}

/* ---------- Tools ---------- */
.tools{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.tool{display:grid;grid-template-columns:auto 1fr;gap:20px;padding:24px;border:1px solid var(--rule);text-decoration:none;background:var(--paper)}
.tool:hover{border-color:var(--civic)}
.tool .glyph{font-family:var(--f-mono);font-size:.78rem;color:var(--civic-ink);background:var(--civic);padding:6px 8px;height:max-content;border-radius:2px}
.tool h3{font-size:1.15rem;font-weight:700;margin-bottom:6px}
.tool p{color:var(--muted);font-size:.93rem}
@media (max-width:760px){.tools{grid-template-columns:1fr}}

/* ---------- Contact band ---------- */
.contact{background:var(--band);color:var(--band-ink)}
.contact .wrap{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:56px;padding-block:80px}
.contact .eyebrow{color:var(--band-brass)}
.contact h2{font-size:clamp(2rem,4vw,3rem);font-weight:800;margin-top:14px}
.contact .lede{margin-top:16px}
.details{display:grid;grid-template-columns:auto 1fr;border-top:1px solid var(--band-rule);font-size:.95rem;align-self:start;margin:0}
.details dt,.details dd{margin:0;padding:12px 0;border-bottom:1px solid var(--band-rule)}
.details dt{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--band-muted);padding-right:24px;padding-top:15px}
.details a{text-decoration:none}
.details a:hover{text-decoration:underline}
@media (max-width:860px){.contact .wrap{grid-template-columns:1fr;gap:36px;padding-block:56px}}

/* ---------- Article / service layout ---------- */
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:64px;padding-block:72px;align-items:start}
@media (max-width:960px){.layout{grid-template-columns:1fr;gap:48px;padding-block:48px}}
.prose{max-width:70ch;min-width:0}
.prose > * + *{margin-top:1.1em}
.prose h2{font-size:clamp(1.5rem,2.6vw,1.95rem);font-weight:750;margin-top:2em}
.prose h3{font-size:1.25rem;font-weight:700;margin-top:1.8em}
.prose h2 + *,.prose h3 + *{margin-top:.7em}
.prose > h2:first-child,.prose > h3:first-child{margin-top:0}
.prose .intro-line{font-family:var(--f-display);font-stretch:90%;font-weight:600;font-size:1.35rem;line-height:1.3}
.prose ul,.prose ol{padding-left:1.25em}
.prose li + li{margin-top:.45em}
.prose li::marker{color:var(--brass)}
.prose a{color:var(--civic);text-underline-offset:3px}
.prose strong{font-weight:600}
.prose .impact{background:var(--surface);border-left:3px solid var(--civic);padding:14px 18px;font-size:.96rem}
.prose .scope{list-style:none;padding:0;border-top:1px solid var(--rule)}
.prose .scope li{display:grid;grid-template-columns:minmax(0,220px) minmax(0,1fr);gap:20px;padding:14px 0;border-bottom:1px solid var(--rule);margin:0}
.prose .scope li b{font-family:var(--f-display);font-stretch:88%;font-weight:700}
.prose .scope li span{color:var(--muted)}
@media (max-width:600px){.prose .scope li{grid-template-columns:1fr;gap:4px}}
.faq{border-top:1px solid var(--rule)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;padding:18px 32px 18px 0;font-weight:600;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:14px;font-family:var(--f-mono);font-size:1.2rem;color:var(--civic)}
.faq details[open] summary::after{content:"−"}
.faq details > div{padding:0 0 20px;color:var(--muted)}
.aside{position:sticky;top:96px;display:flex;flex-direction:column;gap:24px}
.cta-card{background:var(--band);color:var(--band-ink);padding:28px;display:flex;flex-direction:column;gap:14px}
.cta-card .eyebrow{color:var(--band-brass)}
.cta-card h2{font-size:1.5rem;font-weight:750}
.cta-card p{color:var(--band-muted);font-size:.93rem}
.cta-card .small{font-family:var(--f-mono);font-size:.78rem;color:var(--band-muted)}
.cta-card .small a{color:var(--band-ink);text-decoration:none}
.via{border:1px solid var(--rule);border-top:3px solid var(--civic);background:var(--surface);padding:20px 22px;display:flex;flex-direction:column;gap:12px}
.via ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.via li{font-size:.86rem;color:var(--muted);line-height:1.4}
.via li b{display:block;color:var(--ink);font-family:var(--f-display);font-stretch:88%;font-weight:700;font-size:1rem}
.via .link{font-size:.88rem;align-self:flex-start}
.related{border-top:2px solid var(--ink)}
.related p{padding:14px 0 6px}
.related a{display:block;padding:10px 0;border-bottom:1px solid var(--rule);text-decoration:none;font-weight:500}
.related a:hover{color:var(--civic)}
@media (max-width:960px){.aside{position:static}}
.post-meta{display:flex;flex-wrap:wrap;gap:6px 20px;margin-top:18px;font-family:var(--f-mono);font-size:.78rem;letter-spacing:.04em;color:var(--band-muted)}
.post-nav{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:56px;padding-top:24px;border-top:1px solid var(--rule)}
.post-nav a{text-decoration:none;display:flex;flex-direction:column;gap:6px}
.post-nav a:last-child{text-align:right}
.post-nav span{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.post-nav b{font-family:var(--f-display);font-stretch:88%;font-weight:700;font-size:1.05rem;line-height:1.2}
.post-nav a:hover b{color:var(--civic)}

/* ---------- Team ---------- */
.team{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:48px}
.person{display:grid;grid-template-columns:140px minmax(0,1fr);gap:24px;align-items:start;scroll-margin-top:100px}
.portrait{width:140px;aspect-ratio:4/5;background:var(--band);color:var(--band-brass);display:grid;place-items:center;font-family:var(--f-display);font-stretch:75%;font-weight:800;font-size:2.4rem;position:relative;overflow:hidden;max-width:100%}
.portrait img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.person h2{font-size:1.5rem;font-weight:750}
.person .role{font-family:var(--f-mono);font-size:.76rem;letter-spacing:.06em;text-transform:uppercase;color:var(--brass);margin-top:6px}
.person .bio{margin-top:14px;color:var(--muted);font-size:.95rem;display:flex;flex-direction:column;gap:.8em}
@media (max-width:900px){.team{grid-template-columns:1fr}}
@media (max-width:480px){.person{grid-template-columns:1fr}.portrait{width:120px}}

/* ---------- Forms ---------- */
.form{display:grid;gap:18px}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.field input,.field select{font:inherit;font-size:1rem;padding:12px 14px;border:1px solid var(--rule);border-radius:3px;background:var(--surface);color:var(--ink);width:100%;min-width:0}
.field input:focus,.field select:focus{border-color:var(--civic);outline:none;box-shadow:0 0 0 3px color-mix(in srgb,var(--civic) 25%,transparent)}
.field .hint{font-size:.82rem;color:var(--muted)}
.form .hp{position:absolute;left:-9999px}
.form-status{font-size:.95rem;padding:12px 14px;border-left:3px solid var(--civic);background:var(--surface)}
.form-status.err{border-color:var(--bad)}
.contact-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:64px;padding-block:72px}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr;gap:48px;padding-block:48px}}
.info-list{display:grid;grid-template-columns:auto 1fr;margin:0;border-top:1px solid var(--rule)}
.info-list dt,.info-list dd{margin:0;padding:14px 0;border-bottom:1px solid var(--rule)}
.info-list dt{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding-right:24px;padding-top:17px}
.info-list a{color:var(--civic);text-decoration:underline;text-underline-offset:3px}

/* ---------- Calculators ---------- */
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:40px;padding-block:56px;align-items:start}
@media (max-width:960px){.calc{grid-template-columns:1fr;padding-block:40px}}
.panel{background:var(--surface);border:1px solid var(--rule);padding:28px}
.panel h2{font-size:1.15rem;font-weight:700;margin-bottom:4px}
.panel fieldset{border:0;padding:0;margin:0 0 24px;display:grid;gap:16px}
.panel legend{font-family:var(--f-mono);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:var(--brass);padding:0 0 12px;border-bottom:1px solid var(--rule);width:100%;margin-bottom:16px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:520px){.grid-2{grid-template-columns:1fr}}
.result-hero{display:flex;flex-direction:column;gap:6px;padding-bottom:20px;border-bottom:1px solid var(--rule)}
.result-hero .value{font-family:var(--f-display);font-stretch:75%;font-weight:800;font-size:clamp(2.6rem,6vw,3.6rem);line-height:1;font-variant-numeric:tabular-nums;color:var(--civic)}
.result-hero .value.discount{color:var(--good)}
.kv{display:grid;grid-template-columns:1fr auto;margin:0}
.kv dt,.kv dd{margin:0;padding:10px 0;border-bottom:1px solid var(--rule);font-size:.92rem}
.kv dt{color:var(--muted)}
.kv dd{font-family:var(--f-mono);font-variant-numeric:tabular-nums;text-align:right}
.kv .active dt,.kv .active dd{color:var(--ink);font-weight:600}
.panel h3{font-family:var(--f-mono);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:var(--brass);font-weight:500;margin:24px 0 6px}
.note{font-size:.84rem;color:var(--muted);margin-top:18px}
.err-msg{color:var(--bad);font-size:.92rem;margin-top:12px}
.npv-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.npv-card{border:1px solid var(--rule);padding:16px;display:flex;flex-direction:column;gap:6px;position:relative;background:var(--paper)}
.npv-card.best{border-color:var(--civic);box-shadow:inset 0 0 0 1px var(--civic)}
.npv-card .badge{position:absolute;top:-10px;right:12px;background:var(--civic);color:var(--civic-ink);font-family:var(--f-mono);font-size:.66rem;letter-spacing:.08em;text-transform:uppercase;padding:3px 8px}
.npv-card h4{margin:0;font-size:.95rem;display:flex;align-items:center;gap:8px}
.npv-card .sw{width:10px;height:10px;border-radius:2px;flex:none}
.npv-card .row{display:flex;justify-content:space-between;font-size:.85rem;color:var(--muted)}
.npv-card .row b{font-family:var(--f-mono);font-weight:500;color:var(--ink)}
.npv-card .npv{font-family:var(--f-display);font-stretch:80%;font-weight:800;font-size:1.6rem;font-variant-numeric:tabular-nums}
@media (max-width:520px){.npv-grid{grid-template-columns:1fr}}
.callout{margin-top:20px;background:var(--band);color:var(--band-ink);padding:20px;display:flex;flex-direction:column;gap:10px}
.callout p{color:var(--band-muted);font-size:.92rem}
.callout .headline{color:var(--band-ink);font-weight:600;font-size:1.02rem}
.callout .headline b{color:var(--band-brass)}
.chart-box{margin-top:20px;position:relative;height:280px}
.table-wrap{overflow-x:auto;margin-top:12px}
.rates{border-collapse:collapse;font-family:var(--f-mono);font-size:.78rem;width:100%;min-width:640px}
.rates th,.rates td{padding:8px 10px;border-bottom:1px solid var(--rule);text-align:right;white-space:nowrap}
.rates th:first-child,.rates td:first-child{text-align:left}
.rates th{color:var(--muted);font-weight:500}

/* ---------- HRA Assistant ---------- */
.btn-outline{border-color:var(--civic);color:var(--civic);background:transparent}
.btn-outline:hover{background:var(--surface)}
.chat{background:var(--surface);border:1px solid var(--rule);display:flex;flex-direction:column;min-width:0}
.chat-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 20px;border-bottom:1px solid var(--rule);flex-wrap:wrap}
.chat-head b{font-family:var(--f-display);font-stretch:88%;font-weight:750;font-size:1.1rem}
.chat-left{font-family:var(--f-mono);font-size:.74rem;letter-spacing:.04em;color:var(--brass)}
.chat-note{font-size:.84rem;color:var(--muted);padding:10px 20px;background:var(--paper);border-bottom:1px solid var(--rule)}
.chat-log{min-height:340px;max-height:62vh;overflow-y:auto;padding:20px;display:flex;flex-direction:column;gap:14px}
.chat-msg{max-width:92%;padding:12px 15px;font-size:.96rem;line-height:1.55;overflow-wrap:anywhere}
.chat-msg p + p,.chat-msg ul + p,.chat-msg p + ul{margin-top:.6em}
.chat-msg ul{margin:0;padding-left:1.2em}
.chat-msg li + li{margin-top:.25em}
.chat-me{align-self:flex-end;background:var(--civic);color:var(--civic-ink);white-space:pre-wrap}
.chat-bot{align-self:flex-start;background:var(--paper);border:1px solid var(--rule)}
.chat-bot a,.chat-err a{color:var(--civic)}
.chat-src{font-size:.84rem;color:var(--muted);border-top:1px solid var(--rule);padding-top:8px;margin-top:10px!important}
.chat-err{align-self:stretch;border-left:3px solid var(--bad);background:var(--paper)}
.chat-refer{align-self:stretch;max-width:none;border:1px solid var(--civic);border-top:3px solid var(--civic);background:var(--paper);padding:20px}
.chat-refer h3{font-size:1.3rem;font-weight:750;margin:6px 0 8px}
.chat-refer .eyebrow{color:var(--brass)}
.chat-refer-ctas{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.chat-starters{display:flex;flex-direction:column;gap:8px}
.chat-starters p{font-size:.88rem;color:var(--muted)}
.chat-starters button{text-align:left;font:inherit;font-size:.92rem;background:var(--paper);color:var(--ink);border:1px solid var(--rule);border-left:3px solid var(--civic);padding:10px 14px;cursor:pointer}
.chat-starters button:hover{border-color:var(--civic)}
.chat-typing{display:inline-flex;align-items:center;gap:4px;color:var(--muted);font-size:.9rem}
.chat-typing i{width:6px;height:6px;border-radius:50%;background:var(--civic);animation:chatdot 1.2s infinite ease-in-out}
.chat-typing i:nth-child(2){animation-delay:.15s}.chat-typing i:nth-child(3){animation-delay:.3s;margin-right:6px}
@keyframes chatdot{0%,80%,100%{opacity:.25}40%{opacity:1}}
.chat form{display:flex;gap:10px;align-items:flex-end;padding:14px 20px;border-top:1px solid var(--rule)}
.chat textarea{flex:1;min-width:0;resize:none;font:inherit;font-size:1rem;padding:10px 12px;border:1px solid var(--rule);border-radius:3px;background:var(--paper);color:var(--ink);min-height:44px;max-height:140px}
.chat textarea:focus{outline:none;border-color:var(--civic);box-shadow:0 0 0 3px color-mix(in srgb,var(--civic) 25%,transparent)}
.chat form .btn{height:44px}
.chat-foot{font-size:.78rem;color:var(--muted);padding:0 20px 14px}
@media (max-width:520px){.chat-log{padding:14px}.chat form{padding:12px 14px}.chat-head,.chat-note{padding-inline:14px}}
@media (prefers-reduced-motion:reduce){.chat-typing i{animation:none}}

/* ---------- Footer ---------- */
.site-foot{background:var(--band);color:var(--band-muted);border-top:1px solid var(--band-rule);font-size:.88rem}
.site-foot .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;padding-block:56px 40px}
.site-foot h2{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--band-ink);font-weight:500;margin-bottom:14px}
.site-foot ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.site-foot a{color:var(--band-muted);text-decoration:none}
.site-foot a:hover{color:var(--band-ink)}
.site-foot .brand{margin-bottom:16px;color:var(--band-ink)}
.site-foot .legal{border-top:1px solid var(--band-rule);display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;padding-block:20px;font-size:.8rem}
@media (max-width:860px){.site-foot .cols{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.site-foot .cols{grid-template-columns:1fr}}

@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media print{.site-head,.site-foot,.aside,.contact{display:none}body{background:#fff;color:#000}}